Free Credit Report And Score - Why You Need Them Both

You keep a record of how much money is in your checking account. Chances are, you keep a running tally in the back of your check book and you balance that with the statement the bank sends you each month. As important as it is to know how much money you have available before you write a check, it is equally important to know your credit score and what is on your credit report. Not knowing these things could cost you money.
A credit score helps predict how credit worthy you are
Many factors go into determining your credit score including your bill-paying history, the number of credit accounts you have, late payments, collection actions, and outstanding debt. Once this information is compiled, statisticians compare your information with other consumers and give View the rest of this article